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Terms of Service

Terms of Service & Disclaimer · Last updated: March 2026

1. Informational Purpose Disclaimer

All content provided on this website ("the Site"), including but not limited to US stock quotes, AI-generated financial report summaries, quantitative screening tools, backtesting data, and PDF e-books, is for educational and research purposes only. Nothing on this Site constitutes investment advice, solicitation, or an offer of any kind. The Site does not hold a securities investment advisory license, and all content should not be considered personalized advice tailored to any individual's financial situation.

2. Data Accuracy & Delays

Market data on this Site is sourced from third-party data providers. Users acknowledge and agree that US stock quotes may be delayed by at least 15–20 minutes per exchange regulations. While we strive to ensure the accuracy of all information, we do not guarantee that content is error-free, real-time, or complete. The Site assumes no liability for any investment gains or losses resulting from data errors, delays, or omissions.

3. AI-Generated Content

AI-generated financial report summaries provided on this Site are produced automatically by artificial intelligence and are intended solely as reading aids. AI interpretations may contain errors or biases. Users should independently verify all information by consulting official source documents (e.g., SEC 10-K/10-Q filings).

4. Investment Risk & Liability

The US stock market carries a high degree of risk. Past performance does not guarantee future returns. Any trading decisions made based on information, tools, or e-book content from this Site are undertaken at the user's own risk. All gains and losses are the sole responsibility of the user.

5. Intellectual Property & Prohibited Conduct

All content, source code, and PDF e-books on this Site are the intellectual property of "Durian Stocks". The use of any automated programs (web scrapers/crawlers) to extract data from this Site is strictly prohibited. Unauthorized reproduction, redistribution, or commercial use of any content or e-books is forbidden.

6. Paid Services & Refund Policy

Digital Products (E-books): As PDF e-books are digital content products, delivery is considered complete once downloaded or delivered. The statutory 7-day return period does not apply, and refund requests will not be accepted. For details, please see our Refund Policy.

7. Governing Law & Jurisdiction

In the event of any disputes arising from the use of this service, both parties agree that the Tainan District Court in Taiwan shall be the court of first instance. By using this Site, you acknowledge that you have read and agree to all of the above terms.

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